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Home BancShares Reports Record Q3 Net Income of $129.5 Million

BullishMedium impact
HOMB$28.29 −0.25%

Home BancShares, Inc. (HOMB) delivered record financial performance for the third quarter of 2026, generating net income of $129.5 million, or $0.65 per diluted share. Adjusted for non-fundamental items, net income stood at $129.1 million. Book value per share reached a record $22.74, while tangible book value per share rose to $15.35.

Profitability gained support from an expanded net interest margin of 4.53%, up from 4.51% in the prior quarter, as lower deposit interest costs helped offset slight drops in total loan yield. Although total loans decreased to $16.91 billion and total deposits declined to $18.76 billion, reduced interest expenses on deposits and borrowings bolstered overall net interest income.

The bank increased its quarterly dividend by 9.5% to $0.23 per share and repurchased 1.3 million common shares during the quarter. Credit metrics showed non-performing loans rising slightly to 1.19% of total loans, though quarterly net loan charge-offs dropped to $2.1 million from $5.8 million in the second quarter. Investors will monitor credit quality trends and loan volume performance in upcoming quarters.

Key points

  • Home BancShares delivered record Q3 net income of $129.5 million, or $0.65 per diluted share.
  • Net interest margin broadened to 4.53%, supported by reduced deposit interest expenses.
  • The company raised its quarterly cash dividend to $0.23 per share, a 9.5% increase over the second quarter.
  • Total loans dropped to $16.91 billion, while non-performing loans rose slightly to 1.19% of total loans.
  • Book value per common share hit a record $22.74, and tangible book value per share reached $15.35.

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Questions and answers

What were Home BancShares Q3 2026 earnings?

Home BancShares reported record third-quarter net income of $129.5 million, or $0.65 per diluted share.

Did Home BancShares change its dividend in Q3 2026?

Yes, Home BancShares raised its quarterly cash dividend to $0.23 per share, up 9.5% from the previous quarter.

What was Home BancShares net interest margin in Q3 2026?

The net interest margin was 4.53% for the third quarter, up from 4.51% in the second quarter of 2026.