FreeTheAI

F.N.B. Corporation Reports Higher Q3 2026 Earnings as Net Interest Income Hits Record $376.5 Million

BullishMedium impact
FNB$16.96 −1.57%

F.N.B. Corporation (FNB) reported third-quarter 2026 net income of $152.9 million, or $0.43 per diluted share, up from $149.5 million, or $0.41 per share, in the same period last year. Revenue benefited from a record net interest income of $376.5 million, while the net interest margin expanded by 4 basis points quarter-over-quarter to 3.29%.

The quarter showed balanced operational strength across the business, with annualized loan growth reaching 8.5% and annualized deposit growth rising 8.9% quarter-over-quarter. Higher interest margins helped offset credit and funding cost pressures, while credit quality remained steady, leaving the allowance for credit losses unchanged at 1.25% of total loans.

Investors will look for updated management guidance for upcoming quarters to see whether deposit growth can continue without squeezing profit margins. Market participants will also monitor ongoing credit trends to assess if reserve levels remain sufficient in the current interest rate environment.

Key points

  • F.N.B. Corporation reported Q3 2026 net income of $152.9 million, or $0.43 per share, compared to $149.5 million, or $0.41 per share, a year earlier.
  • Net interest income rose to a record $376.5 million, while net interest margin increased 4 basis points quarter-over-quarter to 3.29%.
  • Loans grew at an annualized rate of 8.5% and deposits expanded 8.9% annualized compared to the prior quarter.
  • The allowance for credit losses to total loans held stable at 1.25%.

Written by our AI from expert market sources across the web. It can contain mistakes: check the facts before acting on them. Write-ups powered by the free AI API at FreeTheAI.org

How we writeDisclaimer

Questions and answers

What were F.N.B. Corporation's Q3 2026 earnings per share?

F.N.B. Corporation reported Q3 2026 diluted earnings per share of $0.43, compared to $0.41 per share in the third quarter of the previous year.

What was F.N.B. Corporation's net interest margin in Q3 2026?

F.N.B. Corporation's net interest margin was 3.29% in Q3 2026, an increase of 4 basis points from the prior quarter, supported by record net interest income of $376.5 million.

How much did loans and deposits grow for F.N.B. Corporation in Q3 2026?

During Q3 2026, F.N.B. Corporation achieved annualized quarter-over-quarter loan growth of 8.5% and deposit growth of 8.9%.