# Ripple Teams With Stripe-Owned Privy to Add Embedded Wallets on XRP Ledger

- URL: https://stocks.freetheai.org/news/ripple-teams-with-stripe-owned-privy-to-add-embedded-wallets-on-xrp-ledger-a7558b
- Published: 2026-10-13T18:45:06Z
- Category: crypto; sentiment: bullish; impact: medium
- Symbols: [CRYPTO:XRPUSD](https://stocks.freetheai.org/symbols/CRYPTO-XRPUSD), [CRYPTO:RLUSDUSD](https://stocks.freetheai.org/symbols/CRYPTO-RLUSDUSD), [BITSTAMP:XRPUSD](https://stocks.freetheai.org/symbols/BITSTAMP-XRPUSD)
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Blockchain technology firm Ripple has partnered with Stripe-owned wallet infrastructure developer Privy to launch embedded wallets on the XRP Ledger (XRPL). The collaboration allows developers to build payment software for digital assets including XRP (CRYPTO:XRPUSD) and Ripple USD (CRYPTO:RLUSDUSD) without requiring end users to manage private keys.

The move expands utility for traditional fintech applications and emerging artificial intelligence transactions. AI agents will be able to hold and move funds via server-side wallets using x402 payment protocols. Automated agentic commerce already represents about 25% of network activity on XRPL, which has logged 13 million AI agent transactions to date. Over its 14-year existence, the ledger has accumulated more than 8 million funded accounts and handled over $1 trillion in total value transfers.

Looking ahead, the companies plan to add transaction policy controls and gas sponsorship to streamline wallet management further. Following the announcement, XRP (CRYPTO:XRPUSD) traded at $1.369, up 2.10% on the day, while Ripple USD (CRYPTO:RLUSDUSD) was virtually flat at $0.9998. While greater network adoption could broaden token utility, higher network usage does not automatically guarantee price appreciation for XRP.

## Key points

- Ripple and Stripe-owned Privy are introducing embedded wallets on the XRP Ledger to simplify digital asset payments.
- Developers can programmatically manage wallets and integrate XRP and Ripple USD without user key management.
- The platform supports AI agents holding and transferring funds via server-side wallets using x402 payment protocols.
- AI agent transactions have reached 13 million payments, accounting for roughly 25% of total XRP Ledger activity.
- Upcoming features include transaction policy controls and gas sponsorship for easier wallet management.

## Questions and answers

### What is the Ripple and Privy partnership?

Ripple has partnered with Stripe-owned Privy to launch embedded wallets on the XRP Ledger. This allows developers to integrate XRP and Ripple USD payments into applications without forcing users to manage private keys.

### How does the Privy integration support AI agents on XRPL?

The integration enables AI agents to hold and transact funds using server-side wallets via x402 payment protocols. AI agent transactions already account for roughly 25% of activity on the XRP Ledger.

### What new features are planned for XRPL wallets?

Ripple and Privy plan to roll out transaction policy controls and gas sponsorship to further simplify wallet management on the network.