# Ripple Teams Up With Privy to Expand AI Agent Payments on XRP Ledger

- URL: https://stocks.freetheai.org/news/ripple-teams-up-with-privy-to-expand-ai-agent-payments-on-xrp-ledger-476d67
- Published: 2026-10-14T05:23:11Z
- Category: crypto; sentiment: neutral; impact: medium
- Symbols: [BITSTAMP:XRPUSD](https://stocks.freetheai.org/symbols/BITSTAMP-XRPUSD)
- Written by our AI from expert market sources across the web for FreeTheAI Stocks, built by Vibhek Soni
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Ripple has partnered with developer tools firm Privy, a Stripe-owned company, to bring embedded crypto wallets and automated payment functionality to the XRP Ledger. The collaboration focuses on enabling agentic commerce, allowing artificial intelligence software agents to buy services such as data access, software, and computing power without requiring manual user approvals.

The system relies on Privy's programmable wallets alongside x402, an open payment protocol designed specifically for automated software-to-software transactions. Developers can build applications using XRP (BITSTAMP:XRPUSD), Ripple's RLUSD stablecoin, or other digital assets while removing the need for end users to directly manage private keys. Ripple reported that automated agent transactions on the ledger have reached approximately 14 million, representing about 25% of total network activity, up from 1 million in July.

Market reaction to the technology announcement remains subdued, with XRP trading near $1.37 with a market capitalization of roughly $86.7 billion. Investors and developers will be monitoring whether these payment tools attract sustained commercial adoption beyond early low-value transactions and automated testing.

## Key points

- Ripple partnered with Privy to enable embedded crypto wallets and AI agent payments on the XRP Ledger.
- The setup utilizes x402, an open payment protocol for automated software-to-software transactions without manual approvals.
- Agent-driven payments on the XRP Ledger have grown to approximately 14 million, accounting for about 25% of network activity.
- XRP traded near $1.37 with a market capitalization of around $86.7 billion amid modest price movement.

## Questions and answers

### What is Ripple's partnership with Privy?

Ripple partnered with Stripe-owned Privy to bring programmable wallets and AI-driven automated payments to the XRP Ledger.

### What are AI agent payments on the XRP Ledger?

AI agent payments allow software programs to automatically buy services like data and computing power using XRP or RLUSD without human approval.

### How much network activity do AI agent payments represent on XRP Ledger?

Ripple reports that about 14 million agent payments have been processed on the XRP Ledger, accounting for roughly 25% of total network activity.