# Ripple Partners With Stripe's Privy to Bring Embedded Wallets to XRP Ledger

- URL: https://stocks.freetheai.org/news/ripple-partners-with-stripe-s-privy-to-bring-embedded-wallets-to-xrp-ledger-0c1692
- Published: 2026-10-13T16:00:00Z
- Category: crypto; sentiment: bullish; impact: medium
- Symbols: [BITSTAMP:XRPUSD](https://stocks.freetheai.org/symbols/BITSTAMP-XRPUSD)
- Written by our AI from expert market sources across the web for FreeTheAI Stocks, built by Vibhek Soni
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Ripple has partnered with wallet infrastructure provider Privy, a firm owned by Stripe, to integrate XRP Ledger support into Privy's developer platform. The partnership enables developers to embed XRP Ledger wallets directly into financial technology and payment applications without constructing their own wallet architecture. Through the integration, applications can create and manage wallets, sign transactions, and support digital assets including XRP (BITSTAMP:XRPUSD) and Ripple's RLUSD stablecoin.

The move simplifies how software developers implement cryptocurrency infrastructure by eliminating the requirement for users to manage private keys or manually connect external wallets. Users retain the option to export private keys and seed phrases if they wish to switch services. Additionally, the integration extends to automated software and artificial intelligence agents, enabling them to hold funds and execute automated x402 payments for online services on the network. Following the announcement, XRP traded up 2.47% at $1.373.

Looking ahead, Privy plans to expand the integration over time by adding transaction policy controls and gas fee sponsorship tools. These upcoming features will allow software developers to establish customized rules for transactions and subsidize network fees for end users.

## Key points

- Ripple and Stripe-owned Privy partnered to bring XRP Ledger support to Privy's developer platform.
- The integration enables developers to embed wallets supporting XRP, RLUSD stablecoins, and other network assets directly into apps.
- Embedded wallets will support AI agents and x402 payments, allowing software to hold funds and pay for online services.
- Privy plans to add transaction policy controls and gas fee sponsorship tools in future updates.
- XRP gained 2.47% today to trade at $1.373 following the announcement.

## Questions and answers

### What does the Ripple and Privy partnership do?

The partnership adds XRP Ledger support to Privy's platform, letting developers embed wallets directly into apps to manage XRP, RLUSD stablecoins, and other assets without building wallet infrastructure from scratch.

### Can AI agents use Privy wallets on the XRP Ledger?

Yes, the integration allows developers to create wallets managed by software applications and AI agents, enabling them to hold funds and make automated x402 payments for online services.

### Can users control their private keys with Privy embedded XRPL wallets?

Yes, while embedded wallets work inside apps without requiring manual private key management, Privy allows users to export their private keys and seed phrases if they choose to move to another service.