# nCino Partners With Parlay to Automate SBA Lending

- URL: https://stocks.freetheai.org/news/ncino-partners-with-parlay-to-automate-sba-lending-8f97cd
- Published: 2026-10-08T13:00:00Z
- Category: company_news; sentiment: bullish; impact: medium
- Symbols: [NASDAQ:NCNO](https://stocks.freetheai.org/symbols/NASDAQ-NCNO), [NASDAQ:INBK](https://stocks.freetheai.org/symbols/NASDAQ-INBK)
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nCino Inc (NASDAQ:NCNO) has partnered with Parlay, an AI-native Loan Intelligence System, to automate intake and eligibility screening for Small Business Administration (SBA) lenders across the United States. Under the agreement, Parlay's technology connects directly into nCino's Commercial and Small Business Solutions, while nCino will resell and support Parlay's system to its banking customers.

The integration aims to replace manual paperwork that has historically slowed SBA lending programs. Existing Parlay users have reported an up to 80% reduction in the manual labor required to prepare a credit-ready loan file. The technology has already processed more than $500 million in SBA loan inquiries in 2026, including for nationwide lenders like First Internet Bancorp (NASDAQ:INBK). By automating initial deal screening, structuring, and eligibility checks, the system helps community banks and credit unions scale their SBA programs without needing to build extensive back-office operations.

Investors should monitor the adoption rate of this integrated offering among nCino's base of over 2,700 financial institution customers. The rollout of these automated tools could help high-volume SBA lenders shift specialist hours away from administrative paperwork toward credit judgment, potentially accelerating loan approvals and capital deployment to small businesses.

## Key points

- nCino Inc partnered with Parlay to integrate its AI-native Loan Intelligence System into nCino's Commercial and Small Business Solutions.
- The integration replaces manual paperwork, reducing the labor needed to reach a credit-ready file by up to 80% for existing Parlay users.
- The technology has already processed over $500 million in SBA loan inquiries in 2026, including for First Internet Bancorp.
- Under the agreement, nCino will resell and support Parlay's system to its new and existing customer base of financial institutions.

## Questions and answers

### What does the partnership between nCino and Parlay do?

It integrates Parlay's AI-native Loan Intelligence System into nCino's banking solutions to automate intake, eligibility checks, and deal structuring for Small Business Administration lenders.

### How does this integration affect manual workload for lenders?

Lenders using the integrated system can expect up to an 80% reduction in the manual work required to prepare a credit-ready loan file.

### Is the Parlay integration with nCino already active?

Yes, the integration is live and has already processed more than $500 million in SBA loan inquiries in 2026, including for First Internet Bancorp.