# Home BancShares Misses Q3 Revenue Estimates Despite Adjusted Earnings Beat

- URL: https://stocks.freetheai.org/news/home-bancshares-misses-q3-revenue-estimates-despite-adjusted-earnings-beat-f2870d
- Published: 2026-10-14T21:32:00Z
- Category: earnings; sentiment: mixed; impact: medium
- Symbols: [NYSE:HOMB](https://stocks.freetheai.org/symbols/NYSE-HOMB)
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Home BancShares, Inc. (HOMB) reported third-quarter 2026 revenue of $288.4 million, reflecting a 4.7% increase from the prior year but falling short of analyst expectations of $295.7 million. Net interest income grew 7% year over year to $242 million, also missing estimates. However, the bank holding company delivered adjusted earnings of $0.65 per share, topping Wall Street consensus estimates of $0.64 per share.

The top-line miss highlights a continuing slowdown in revenue expansion for the regional lender, which operates Centennial Bank across several Southeastern states. Although five-year annual revenue growth averaged 10.1%, two-year annualized growth dropped to 6.6%. The company continues to rely heavily on net interest income, which represented 82.6% of overall revenue over the past five years. Tangible book value per share reached $15.35, up 8.6% year-over-year but below expected levels.

Investors will look at whether Home BancShares can reaccelerate top-line expansion while preserving profitability. Analysts project tangible book value per share to rise to $17.18 over the next 12 months. Company leadership emphasized stability and balance sheet strength over rapid expansion as key drivers for long-term health.

## Key points

- Revenue for Q3 2026 rose 4.7% year-over-year to $288.4 million, missing analyst expectations of $295.7 million.
- Adjusted earnings per share reached $0.65, beating Wall Street consensus estimates of $0.64.
- Net interest income grew 7% to $242 million, below the $244.5 million estimate, while efficiency ratio came in at 40.8%.
- Tangible book value per share increased 8.6% year-over-year to $15.35, falling short of the $15.67 forecast.

## Questions and answers

### What were Home BancShares Q3 2026 earnings results?

Home BancShares reported Q3 2026 adjusted earnings of $0.65 per share, beating analyst estimates of $0.64. Revenue reached $288.4 million, up 4.7% year-over-year but missing expectations of $295.7 million.

### Did Home BancShares beat revenue expectations in Q3 2026?

No, Home BancShares missed revenue expectations, generating $288.4 million against Wall Street estimates of $295.7 million.

### What is Home BancShares tangible book value per share for Q3 2026?

Tangible book value per share reached $15.35, reflecting an 8.6% year-over-year increase, though it missed analyst estimates of $15.67.