# Central Bank of India Posts 21% Rise in Q2 Net Profit to 1,469 Crore Rupees

- URL: https://stocks.freetheai.org/news/central-bank-of-india-posts-21-rise-in-q2-net-profit-to-1-469-crore-rupees-44b21f
- Published: 2026-10-18T04:15:29Z
- Category: earnings; sentiment: bullish; impact: medium
- Symbols: [NSE:CENTRALBK](https://stocks.freetheai.org/symbols/NSE-CENTRALBK)
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Central Bank of India (NSE:CENTRALBK) reported a 21% year-on-year increase in net profit to 1,469 crore rupees for the quarter ended September 2026, up from 1,213 crore rupees in the same period last year. The profit growth was driven by strong lending expansion while asset quality remained steady.

Net interest income, representing the gap between interest earned on loans and interest paid on deposits, climbed 26% to 4,146 crore rupees compared with 3,283 crore rupees a year earlier. Total income rose 15% to 11,737 crore rupees, and operational efficiency improved as the bank's cost-to-income ratio fell to 58.95% from 62.42%.

Non-interest income, which encompasses fee and treasury revenue, dropped 6% year-on-year to 1,380 crore rupees. Shares of Central Bank of India moved up 0.32% to trade at 30.88 rupees following the release. Market participants will be watching whether credit growth can sustain this momentum in upcoming quarters.

## Key points

- Central Bank of India (NSE:CENTRALBK) reported Q2 net profit of 1,469 crore rupees, up 21% year-on-year.
- Net interest income grew 26% to 4,146 crore rupees on strong loan growth.
- Total income increased 15% to 11,737 crore rupees while cost-to-income ratio fell to 58.95%.
- Non-interest earnings declined 6% year-on-year to 1,380 crore rupees.
- Shares of Central Bank of India gained 0.32% to reach 30.88 rupees.

## Questions and answers

### What was Central Bank of India's net profit in Q2 September 2026?

Central Bank of India generated a net profit of 1,469 crore rupees for the quarter ended September 2026, a 21% increase compared to 1,213 crore rupees in the prior-year period.

### How much did Central Bank of India's net interest income increase?

Net interest income grew 26% year-on-year to reach 4,146 crore rupees in September 2026, up from 3,283 crore rupees a year earlier.

### What drove the profit growth for Central Bank of India in Q2?

Profit growth was driven by strong expansion in loans, a 26% surge in net interest income, stable asset quality, and an improvement in the cost-to-income ratio to 58.95%.